Stamp Duty Calculator
Calculate estimated stamp duty based on property value and location.
Stamp Duty Calculator – Instantly Calculate Stamp Duty for Property Registration
Buying a home is one of the most important financial decisions. Along with the property cost, buyers must pay stamp duty, a mandatory government tax required for legally registering property ownership. Stamp duty rates vary from one state to another and may also differ based on gender, property type, and location.
Our Stamp Duty Calculator makes the process simple and fast. Just enter your property value, state, and buyer category, and the tool instantly calculates the total stamp duty payable.
⭐ What Is Stamp Duty?
Stamp duty is a legal tax required during property registration. It ensures that the property ownership is valid, enforceable, and recognized by the government.
Stamp duty varies based on:
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State government rates
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Property value
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Gender (women often receive discounted rates)
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Joint ownership benefits
It is one of the biggest additional costs when buying property in India.
⭐ How the Stamp Duty Calculator Works
The calculator uses:
1️⃣ Property Value (Market or Agreement Value)
Enter the total cost of the property.
Stamp duty is calculated as a percentage of this value.
2️⃣ State-Wise Stamp Duty Rate
Stamp duty differs across Indian states:
| State | Approx. Stamp Duty |
|---|---|
| Delhi | 5% |
| Maharashtra | 6% |
| Karnataka | 7% |
| Uttar Pradesh | 5% |
| Haryana | 4% |
| Tamil Nadu | 5% |
| West Bengal | 6% |
| Gujarat | 4.5% |
| Rajasthan | 7% |
These rates reflect typical percentages but may change based on local laws.
3️⃣ Gender Discount
Many states offer 1% concession for female buyers to promote homeownership among women.
Our calculator adjusts the rate automatically based on:
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Male
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Female (discount)
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Joint ownership (optional in advanced version)
⭐ What the Calculator Shows You
After the calculation, you will see:
✔ Stamp Duty Rate (%)
Adjusted based on state and buyer category.
✔ Total Stamp Duty Amount
The exact amount you need to pay to the state government.
Both values help you estimate your total property-buying cost.
⭐ Why Use a Stamp Duty Calculator?
Stamp duty is a major component in home-buying expenses. This tool helps you:
✔ Estimate property purchase cost accurately
✔ Compare stamp duty across states
✔ Understand savings from female/joint ownership
✔ Plan your home loan budget efficiently
✔ Avoid surprise costs during registration
A quick calculation helps homebuyers make better decisions and plan finances clearly.
⭐ Additional Home-Buying Costs to Consider
Apart from stamp duty, you may also need to pay:
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Registration charges (usually 1% of property value)
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Cess and surcharge (varies by state)
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GST (on under-construction properties)
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Legal fees
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Brokerage
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Home loan processing fees
An advanced version of this calculator can include all these components.
⭐ Example Stamp Duty Calculation
If property value = ₹50,00,000
State = Maharashtra (6%)
Buyer = Female (1% discount)
Final stamp duty = 5%
Total payable = ₹2,50,000
This simple calculation helps buyers plan budget before finalizing the deal.
⭐ Conclusion: Know Your Property Costs with Confidence
The Stamp Duty Calculator is essential for anyone buying property in India. It gives a clear estimate of stamp duty fees, helping you plan your total cost and avoid unexpected expenses. With state-wise rates and gender discounts integrated, this tool ensures accuracy and transparency in seconds.
Plan better. Buy smarter. Use the Stamp Duty Calculator to stay fully informed.